About Me
Stephen M. Hladik, Esquire, is a principal in Hladik, Onorato & Federman, LLP. Formerly a Deputy Attorney General in charge of the Harrisburg office of the Pennsylvania Bureau of Consumer Protection, Steve brings a broad range of experience to his mortgage foreclosure, bankruptcy, tax sale and UDAAP legal practice. A graduate of the Pennsylvania State University, Steve’s interest in history and politics grew into a desire to study law while taking a constitutional law class, among others, as an undergraduate. Steve pursued and obtained his law degree from Widener University, with honors, where he was named Internal Managing Editor of the Law Review.
An Eagle Scout and New Jersey native, Steve gained significant expertise in lending law enforcement in the Pennsylvania Attorney General's Bureau of Consumer Protection, handling UDAP, FDCPA, RESPA and TILA cases. Prior to joining Hladik, Onorato & Federman, LLP, Steve was the Pennsylvania managing attorney for one of the nation’s largest creditor’s rights firms, practicing mortgage foreclosure and bankruptcy law.
Steve routinely teaches Continuing Legal Education courses on mortgage law, bankruptcy law, title law, real estate tax sale law, FDCPA and CFPB regulations, and related lending law compliance issues. Steve also serves the mortgage servicing industry as the Chair of the Advisory Council of the Legal League and having previously chaired the Government Affairs Committee of the Legal League. Steve also actively participates on various committees of the ALFN.
